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NO CREDIT CARD REQUIRED. This card is non-refundable, and in case of loss, destruction or theft it will not be replaced. System Requirements: Xbox 360 (256 MB or more storage required) or Xbox One. Requires a Microsoft account and broadband internet (ISP fees apply). Some broadband services may not work and performance may vary. Online multiplayer is not available in all games. Not all Xbox Live features on Xbox 360, including some apps, are available on Xbox One. Updates, services, and other downloads may require additional storage, hardware, Internet speed, and/or fees. Features and system requirements vary by device, country, and over time. Not available in all countries, see xbox.com/live/